Le 401(k) passe aux cryptos
\nDonald Trump pr\u00e9pare un gros changement pour les retraites am\u00e9ricaines.<\/p>\n
Il va signer un d\u00e9cret autorisant le 401(k) \u00e0 inclure crypto, or et private equity.<\/p>\n
Le march\u00e9 US de l\u2019\u00e9pargne retraite, 9\u202f000 milliards de dollars, s\u2019ouvre aux actifs num\u00e9riques.<\/p>\n
Adieu les vieilles r\u00e8gles
\nL\u2019\u00e9quipe Biden avait interdit les cryptos en retraite. Trump a annul\u00e9 \u00e7a en mai.<\/p>\n
Son d\u00e9cret demande aux r\u00e9gulateurs de lever les freins restants pour crypto et or.<\/p>\n
De nouvelles lois vot\u00e9es
\nLe Congr\u00e8s vient d\u2019adopter trois lois pro-crypto soutenues par Trump :<\/p>\n
GENIUS Act – r\u00e8gles pour les stablecoins.<\/p>\n
Clarity Act – qui peut \u00e9mettre des stablecoins.<\/p>\n
Anti-CBDC Act – interdit un dollar num\u00e9rique.<\/p>\n
Des risques selon certains
\nDes experts avertissent : plus de risques pour les \u00e9pargnants.<\/p>\n
Bitcoin et private equity ne sont pas aussi s\u00fbrs que les actions.<\/p>\n
Ils sont plus chers et difficiles \u00e0 g\u00e9rer.<\/p>\n","protected":false},"excerpt":{"rendered":"
Le 401(k) passe aux cryptos Donald Trump pr\u00e9pare un gros changement pour les retraites am\u00e9ricaines. Il va signer un d\u00e9cret……<\/p>\n","protected":false},"author":1,"featured_media":1013,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[1196,64],"class_list":["post-1014","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-retraite","tag-trump"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/07\/401k.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=1014"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1014\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/1013"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=1014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=1014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=1014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}