{"id":1406,"date":"2025-12-09T23:59:49","date_gmt":"2025-12-09T23:59:49","guid":{"rendered":"https:\/\/365crypto.org\/fr\/2025\/12\/09\/les-banques-americaines-autorisees-a-gerer-les-echanges-crypto\/"},"modified":"2025-12-09T23:59:49","modified_gmt":"2025-12-09T23:59:49","slug":"les-banques-americaines-autorisees-a-gerer-les-echanges-crypto","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2025\/12\/09\/les-banques-americaines-autorisees-a-gerer-les-echanges-crypto\/","title":{"rendered":"Les banques am\u00e9ricaines autoris\u00e9es \u00e0 g\u00e9rer les \u00e9changes crypto"},"content":{"rendered":"<p>Les grandes banques am\u00e9ricaines peuvent d\u00e9sormais aider leurs clients \u00e0 \u00e9changer des cryptos sans d\u00e9tenir les actifs. Cette d\u00e9cision rapproche les banques traditionnelles des services de courtage crypto r\u00e9glement\u00e9s. Le march\u00e9 devient plus accessible et plus structur\u00e9.<\/p>\n<p>L\u2019Office of the Comptroller of the Currency a confirm\u00e9 que les banques peuvent agir comme interm\u00e9diaires. Elles peuvent acheter et vendre en m\u00eame temps pour deux clients. Elles n\u2019ont pas besoin de garder les cryptos dans leurs bilans. Ce mod\u00e8le existe d\u00e9j\u00e0 dans les march\u00e9s financiers classiques.<\/p>\n<p>Pour les clients, cela signifie plus de s\u00e9curit\u00e9. Les \u00e9changes peuvent se faire via des banques r\u00e9glement\u00e9es plut\u00f4t que des plateformes risqu\u00e9es. Cela augmente la confiance et attire plus d\u2019utilisateurs vers les services crypto.<\/p>\n<p>Les r\u00e8gles restent strictes. Les banques doivent v\u00e9rifier la l\u00e9galit\u00e9 de chaque service crypto. Elles doivent aussi surveiller les risques op\u00e9rationnels, juridiques et de march\u00e9. Le risque principal concerne le d\u00e9faut de la contrepartie et le r\u00e8glement des transactions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les grandes banques am\u00e9ricaines peuvent d\u00e9sormais aider leurs clients \u00e0 \u00e9changer des cryptos sans d\u00e9tenir les actifs. Cette d\u00e9cision rapproche&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1405,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[131,2,1342,1356],"class_list":["post-1406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-banques","tag-bitcoin","tag-occ","tag-regulation-2"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/12\/banksbtc.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=1406"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1406\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/1405"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=1406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=1406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=1406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}