{"id":1420,"date":"2025-12-16T23:54:19","date_gmt":"2025-12-16T23:54:19","guid":{"rendered":"https:\/\/365crypto.org\/fr\/2025\/12\/16\/les-banques-americaines-se-rapprochent-des-stablecoins\/"},"modified":"2025-12-16T23:54:19","modified_gmt":"2025-12-16T23:54:19","slug":"les-banques-americaines-se-rapprochent-des-stablecoins","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2025\/12\/16\/les-banques-americaines-se-rapprochent-des-stablecoins\/","title":{"rendered":"Les banques am\u00e9ricaines se rapprochent des stablecoins"},"content":{"rendered":"<p>La FDIC a publi\u00e9 un cadre expliquant comment les banques am\u00e9ricaines pourraient \u00e9mettre des stablecoins. Le projet vise les stablecoins de paiement adoss\u00e9s au dollar via des filiales bancaires r\u00e9glement\u00e9es.<\/p>\n<p>Les banques devront passer par une entit\u00e9 distincte pour obtenir l\u2019autorisation. La FDIC \u00e9valuera la solidit\u00e9 financi\u00e8re, la gestion interne et la capacit\u00e9 \u00e0 honorer les rachats.<\/p>\n<p>Une fois approuv\u00e9e, la FDIC deviendra le principal superviseur f\u00e9d\u00e9ral. Elle contr\u00f4lera les r\u00e9serves, les r\u00e8gles de s\u00e9curit\u00e9 et la r\u00e9sistance aux chocs du march\u00e9.<\/p>\n<p>La loi GENIUS impose un adossement un pour un au dollar. Le secteur crypto voit ce cadre comme un moteur d\u2019adoption et d\u2019influence mon\u00e9taire am\u00e9ricaine.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La FDIC a publi\u00e9 un cadre expliquant comment les banques am\u00e9ricaines pourraient \u00e9mettre des stablecoins. Le projet vise les stablecoins&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1419,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[131,1093,325,119,100],"class_list":["post-1420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-banques","tag-dollar","tag-fdic","tag-regulation","tag-stablecoins"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/12\/banksstablecoin.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=1420"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1420\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/1419"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=1420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=1420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=1420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}