{"id":1547,"date":"2026-03-02T12:57:14","date_gmt":"2026-03-02T12:57:14","guid":{"rendered":"https:\/\/365crypto.org\/fr\/2026\/03\/02\/les-banques-europeennes-preparent-un-stablecoin-en-euro-pour-2026\/"},"modified":"2026-03-02T12:57:14","modified_gmt":"2026-03-02T12:57:14","slug":"les-banques-europeennes-preparent-un-stablecoin-en-euro-pour-2026","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2026\/03\/02\/les-banques-europeennes-preparent-un-stablecoin-en-euro-pour-2026\/","title":{"rendered":"Les banques europ\u00e9ennes pr\u00e9parent un stablecoin en euro pour 2026"},"content":{"rendered":"<p>Un consortium de grandes banques europ\u00e9ennes avance vers le lancement d\u2019un stablecoin adoss\u00e9 \u00e0 l\u2019euro. Baptis\u00e9 Qivalis, le projet vise un d\u00e9ploiement au second semestre 2026. ING, UniCredit et BBVA figurent parmi les membres cl\u00e9s de cette initiative.<\/p>\n<p>Le groupe m\u00e8ne actuellement des discussions avec des plateformes d\u2019\u00e9change crypto, des teneurs de march\u00e9 et des fournisseurs de liquidit\u00e9. L\u2019objectif est d\u2019assurer une distribution efficace d\u00e8s le lancement officiel du token. Les banques actionnaires pourront \u00e9galement proposer le stablecoin \u00e0 leurs propres clients.<\/p>\n<p>Qivalis souhaite proposer une alternative europ\u00e9enne et r\u00e9glement\u00e9e face aux stablecoins libell\u00e9s en dollars. Le projet s\u2019inscrit dans le cadre r\u00e9glementaire MiCA de l\u2019Union europ\u00e9enne, qui encadre les crypto-actifs. L\u2019ambition est de faciliter les paiements transfrontaliers en temps r\u00e9el et les r\u00e8glements entre entreprises.<\/p>\n<p>Les r\u00e9serves seront garanties \u00e0 100 %. Au moins 40 % seront conserv\u00e9s sous forme de d\u00e9p\u00f4ts bancaires, tandis que le reste sera investi dans des obligations souveraines de haute qualit\u00e9 \u00e0 court terme dans la zone euro. Les d\u00e9tenteurs pourront convertir leurs tokens en euros \u00e0 tout moment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un consortium de grandes banques europ\u00e9ennes avance vers le lancement d\u2019un stablecoin adoss\u00e9 \u00e0 l\u2019euro. Baptis\u00e9 Qivalis, le projet vise&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1546,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[131,1255,590,92,298],"class_list":["post-1547","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-banques","tag-euro","tag-europe","tag-mica","tag-stablecoin"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2026\/03\/eurostablecoin.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=1547"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/1547\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/1546"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=1547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=1547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=1547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}