{"id":201,"date":"2025-03-27T23:00:34","date_gmt":"2025-03-27T23:00:34","guid":{"rendered":"https:\/\/365crypto.org\/fr\/?p=201"},"modified":"2025-03-27T23:02:33","modified_gmt":"2025-03-27T23:02:33","slug":"demettre-une-monnaie-numerique-de-banque-centrale-cbdc","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2025\/03\/27\/demettre-une-monnaie-numerique-de-banque-centrale-cbdc\/","title":{"rendered":"Le s\u00e9nateur Ted Cruz pr\u00e9sente un projet de loi pour interdire \u00e0 la R\u00e9serve f\u00e9d\u00e9rale d&rsquo;\u00e9mettre une monnaie num\u00e9rique de banque centrale (CBDC)"},"content":{"rendered":"\n<p>Le 26 mars, le s\u00e9nateur am\u00e9ricain Ted Cruz a pr\u00e9sent\u00e9 le \u00ab\u00a0Anti-CBDC Surveillance State Act\u00a0\u00bb, visant \u00e0 emp\u00eacher la R\u00e9serve f\u00e9d\u00e9rale d&rsquo;\u00e9mettre une monnaie num\u00e9rique de banque centrale (CBDC) directement aux individus.<\/p>\n\n\n\n<p><strong>D\u00e9tails et intention de la l\u00e9gislation<\/strong><\/p>\n\n\n\n<p>Le projet de loi propos\u00e9 cherche \u00e0 amender le Federal Reserve Act pour interdire \u00e0 la banque centrale d&rsquo;offrir certains produits ou services directement aux consommateurs, un aspect fondamental de toute CBDC potentielle. Les projets de loi de Cruz et d&rsquo;Emmer soulignent la pr\u00e9servation de la vie priv\u00e9e financi\u00e8re et visent \u00e0 emp\u00eacher les abus gouvernementaux dans les transactions financi\u00e8res des individus.<\/p>\n\n\n\n<p><strong>Pr\u00e9occupations concernant les CBDC<\/strong><\/p>\n\n\n\n<p>Les critiques des CBDC soutiennent que ces monnaies num\u00e9riques pourraient entra\u00eener une surveillance accrue du gouvernement et un contr\u00f4le sur les finances personnelles. Le s\u00e9nateur Cruz s&rsquo;oppose ouvertement depuis 2022, introduisant plusieurs l\u00e9gislations pour emp\u00eacher la R\u00e9serve f\u00e9d\u00e9rale de cr\u00e9er une CBDC directement destin\u00e9e aux consommateurs.<\/p>\n\n\n\n<p><strong>Contexte mondial et opposition<\/strong><\/p>\n\n\n\n<p>Alors que plusieurs pays explorent ou mettent en \u0153uvre des CBDC, l&rsquo;opposition aux \u00c9tats-Unis reste forte. L&rsquo;ancien pr\u00e9sident Donald Trump a promis de s&rsquo;opposer \u00e0 l&rsquo;introduction d&rsquo;un dollar num\u00e9rique, et le pr\u00e9sident de la R\u00e9serve f\u00e9d\u00e9rale, Jerome Powell, a indiqu\u00e9 que la Fed n&rsquo;\u00e9mettrait pas de CBDC pendant son mandat.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le 26 mars, le s\u00e9nateur am\u00e9ricain Ted Cruz a pr\u00e9sent\u00e9 le \u00ab\u00a0Anti-CBDC Surveillance State Act\u00a0\u00bb, visant \u00e0 emp\u00eacher la R\u00e9serve&#8230;&#8230;<\/p>\n","protected":false},"author":33,"featured_media":191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[304,34,190,305,302,301,303],"class_list":["post-201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-anti-cbdc-surveillance-state-act","tag-cbdc","tag-monnaie-numerique-de-banque-centrale","tag-reserve-federale","tag-senateur-ted-cruz","tag-surveillance-gouvernementale","tag-vie-privee-financiere"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/03\/ab60b8cb-fb03-4b12-83bd-3b88856f0d2f.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":3,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":204,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/201\/revisions\/204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/191"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}