{"id":758,"date":"2025-06-06T19:47:32","date_gmt":"2025-06-06T19:47:32","guid":{"rendered":"https:\/\/365crypto.org\/fr\/2025\/06\/06\/leurope-veut-reguler-la-defi-en-2026-sans-savoir-ce-que-cest\/"},"modified":"2025-06-06T19:47:32","modified_gmt":"2025-06-06T19:47:32","slug":"leurope-veut-reguler-la-defi-en-2026-sans-savoir-ce-que-cest","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2025\/06\/06\/leurope-veut-reguler-la-defi-en-2026-sans-savoir-ce-que-cest\/","title":{"rendered":"L\u2019Europe veut r\u00e9guler la DeFi en 2026\u2026 sans savoir ce que c\u2019est"},"content":{"rendered":"<p>L\u2019UE veut r\u00e9guler la DeFi d\u2019ici 2026.<br \/>\nProbl\u00e8me : personne ne sait ce que \u201cd\u00e9centralis\u00e9\u201d veut vraiment dire.<\/p>\n<p>MiCA, le premier cadre r\u00e9glementaire crypto de l\u2019UE, est entr\u00e9 en vigueur en d\u00e9cembre 2024.<br \/>\nIl couvre les stablecoins, la protection des investisseurs et la lutte contre la fraude.<\/p>\n<p>Mais la DeFi est rest\u00e9e hors champ.<br \/>\nPourquoi ? Parce que la loi ne d\u00e9finit pas la DeFi clairement.<\/p>\n<p>Vyara Savova, de l\u2019Initiative Crypto Europ\u00e9enne, dit que la DeFi est \u00ab\u00a0en suspens\u00a0\u00bb.<br \/>\nOfficiellement, elle reste hors du champ d\u2019application de MiCA.<\/p>\n<p>Certaines plateformes DeFi doivent pourtant respecter les r\u00e8gles classiques :<br \/>\nKYC, licence, etc. Comme une banque.<\/p>\n<p>Mais le Recital 22 de MiCA dit que les services totalement d\u00e9centralis\u00e9s<br \/>\nne devraient pas \u00eatre concern\u00e9s. Mais c\u2019est quoi, \u201ctotalement d\u00e9centralis\u00e9\u201d ?<\/p>\n<p>C\u2019est la grande question que l\u2019UE veut r\u00e9soudre en 2026.<br \/>\nIls vont essayer de poser une d\u00e9finition l\u00e9gale de la d\u00e9centralisation. Bon courage.<\/p>\n<p>Et MiCA 2 ? Oubliez.<br \/>\nMalgr\u00e9 Christine Lagarde, rien de pr\u00e9vu. Juste des petits ajustements possibles.<\/p>\n<p>Des r\u00e8gles AML plus strictes arriveront en 2027, notamment contre les coins anonymes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019UE veut r\u00e9guler la DeFi d\u2019ici 2026. Probl\u00e8me : personne ne sait ce que \u201cd\u00e9centralis\u00e9\u201d veut vraiment dire. MiCA, le&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":757,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[148,590,92,119],"class_list":["post-758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-defi","tag-europe","tag-mica","tag-regulation"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/06\/defiEUregulation.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=758"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/758\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/757"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}