{"id":948,"date":"2025-07-01T11:40:34","date_gmt":"2025-07-01T11:40:34","guid":{"rendered":"https:\/\/365crypto.org\/fr\/2025\/07\/01\/circle-veut-devenir-une-banque-crypto\/"},"modified":"2025-07-01T11:40:34","modified_gmt":"2025-07-01T11:40:34","slug":"circle-veut-devenir-une-banque-crypto","status":"publish","type":"post","link":"https:\/\/365crypto.org\/fr\/2025\/07\/01\/circle-veut-devenir-une-banque-crypto\/","title":{"rendered":"Circle veut devenir une banque crypto"},"content":{"rendered":"<p>Circle, la soci\u00e9t\u00e9 derri\u00e8re USDC, veut devenir une banque fiduciaire nationale aux \u00c9tats-Unis.<br \/>\nElle a d\u00e9pos\u00e9 une demande officielle aupr\u00e8s du Bureau du Contr\u00f4leur de la monnaie.<\/p>\n<p>Son objectif ? G\u00e9rer directement les r\u00e9serves de l\u2019USDC et stocker les actifs tokenis\u00e9s.<br \/>\nActuellement, ce sont BlackRock et BNY Mellon qui g\u00e8rent ces fonds.<\/p>\n<p>Cette nouvelle banque s\u2019appellerait First National Digital Currency Bank.<br \/>\nElle ne g\u00e9rera pas de liquidit\u00e9s ni de pr\u00eats, uniquement des actifs num\u00e9riques.<\/p>\n<p>Le PDG Jeremy Allaire dit que c\u2019est une grande \u00e9tape pour un syst\u00e8me financier num\u00e9rique ouvert.<br \/>\nIls viseront les actions et obligations tokenis\u00e9es, pas le Bitcoin ou l\u2019Ethereum.*<\/p>\n<p>La soci\u00e9t\u00e9 est entr\u00e9e en bourse avec une valeur de 6 milliards $.<br \/>\nL\u2019action a d\u00e9j\u00e0 doubl\u00e9, atteignant 181 $.<\/p>\n<p>Pendant ce temps, une loi sur les stablecoins avance au Congr\u00e8s.<br \/>\nElle obligera \u00e0 garder des r\u00e9serves liquides et publier des rapports mensuels.<\/p>\n<p>Le pr\u00e9sident Trump devrait la signer cet \u00e9t\u00e9.<br \/>\nCircle veut \u00eatre pr\u00eat quand ce sera le cas.<\/p>\n<p>Barclays, Bernstein et Canaccord sont optimistes sur l\u2019action Circle.<br \/>\nMais JPMorgan et Goldman Sachs trouvent qu\u2019elle est peut-\u00eatre sur\u00e9valu\u00e9e.<\/p>\n<p>*Actions et obligations tokenis\u00e9es : versions num\u00e9riques d&rsquo;actifs classiques stock\u00e9es sur la blockchain.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Circle, la soci\u00e9t\u00e9 derri\u00e8re USDC, veut devenir une banque fiduciaire nationale aux \u00c9tats-Unis. Elle a d\u00e9pos\u00e9 une demande officielle aupr\u00e8s&#8230;&#8230;<\/p>\n","protected":false},"author":33,"featured_media":947,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[635,290,29,119,100,292],"class_list":["post-948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles","tag-banque","tag-circle","tag-finance","tag-regulation","tag-stablecoins","tag-usdc"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/fr\/wp-content\/uploads\/sites\/11\/2025\/07\/4.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/comments?post=948"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/posts\/948\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media\/947"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/media?parent=948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/categories?post=948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/fr\/wp-json\/wp\/v2\/tags?post=948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}