{"id":325,"date":"2025-05-30T19:11:18","date_gmt":"2025-05-30T19:11:18","guid":{"rendered":"https:\/\/365crypto.org\/id\/2025\/05\/30\/santander-pertimbangkan-terbitkan-stablecoin-dan-layanan-crypto-ritel\/"},"modified":"2025-05-30T19:11:18","modified_gmt":"2025-05-30T19:11:18","slug":"santander-pertimbangkan-terbitkan-stablecoin-dan-layanan-crypto-ritel","status":"publish","type":"post","link":"https:\/\/365crypto.org\/id\/2025\/05\/30\/santander-pertimbangkan-terbitkan-stablecoin-dan-layanan-crypto-ritel\/","title":{"rendered":"Santander Pertimbangkan Terbitkan Stablecoin dan Layanan Crypto Ritel"},"content":{"rendered":"<p>Bank global Santander mempertimbangkan memperluas layanan crypto untuk klien ritel. Mereka juga sedang meninjau kemungkinan meluncurkan stablecoin yang dipatok pada dolar dan euro.<\/p>\n<p>Rencana ini masih dalam tahap awal. Menurut laporan Bloomberg 29 Mei, bank sedang mempertimbangkan token yang terikat pada mata uang tersebut.<\/p>\n<p>Bank besar lain seperti JPMorgan dan Bank of America juga meninjau penerbitan stablecoin. Ini mengikuti perubahan regulasi positif di AS di bawah pemerintahan Trump.<\/p>\n<p>Pendukung stablecoin berargumen ini cara memperkuat dominasi dolar AS, mempercepat pembayaran, menjangkau yang tak punya bank, dan membuka pasar modal global bagi bisnis kecil.<\/p>\n<p>Namun, industri perbankan terbagi. Beberapa khawatir stablecoin mengurangi keuntungan dan mengambil pangsa pasar.<\/p>\n<p>Sejumlah senator AS dan lobi bank mencoba memblokir undang-undang stablecoin, terutama yang memberi bunga.<\/p>\n<p>Senator Kirsten Gillibrand pada Maret 2025 mengatakan jika stablecoin memberi bunga, kenapa orang menyimpan uang di bank lokal? Hal ini bisa merusak pasar pinjaman ritel.<\/p>\n<p>Profesor Austin Campbell dari NYU menjelaskan stablecoin berbunga mengguncang model perbankan tradisional dan mengatakan regulasi pembatas hanya menguntungkan miliarder dan eksekutif bank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank global Santander mempertimbangkan memperluas layanan crypto untuk klien ritel. Mereka juga sedang meninjau kemungkinan meluncurkan stablecoin yang dipatok pada&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":324,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[160,27,158,620,49],"class_list":["post-325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-berita","tag-bank","tag-crypto","tag-keuangan","tag-santander","tag-stablecoin"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/id\/wp-content\/uploads\/sites\/22\/2025\/05\/santanderstablecoin.webp","_links":{"self":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts\/325\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/media\/324"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/media?parent=325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/categories?post=325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/tags?post=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}