Bank tidak mau bersaing dengan kripto<\/p>\n
Perusahaan kripto ingin jadi bank. Bank AS jelas menolak.<\/p>\n
Asosiasi Bankir Amerika meminta OCC tunda keputusan. Mereka ingin rencana bisnis perusahaan kripto lebih transparan.<\/p>\n
Circle, Ripple, dan Fidelity Digital Assets mengajukan izin bank. Jika disetujui, mereka bisa beroperasi di seluruh negara.<\/p>\n
Kenapa bank khawatir?<\/p>\n
Bank bilang ini langgar aturan lama. Perusahaan kripto tidak tawarkan \u201clayanan fidusia\u201d, artinya tak kelola dana orang lain.<\/p>\n
Mereka hanya urus aset digital, bukan rekening tradisional.<\/p>\n
Risiko bagi sistem keuangan<\/p>\n
Bank memperingatkan: jika kripto disetujui, perusahaan lain akan mengikuti. Sistem keuangan bisa terguncang.<\/p>\n
Mengelola aset digital bukan tugas bank. Izin ini bisa buat celah regulasi.<\/p>\n
Reaksi dari dunia kripto<\/p>\n
Caitlin Long dari Custodia Bank menyebut ini \u201creaksi menarik\u201d. Jika aturan berubah, bank juga bisa jadi perusahaan fidusia.<\/p>\n
Biasanya bank dan koperasi tak akur, tapi sekarang bersatu lawan kripto.<\/p>\n
Stablecoin mendorong tren ini<\/p>\n
Pengacara Logan Payne bilang hukum baru mendorong penerbit stablecoin ajukan izin bank. Izin ini buat beroperasi nasional.<\/p>\n
Bagi kripto, ini peluang perluas layanan. Bank tak suka itu.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bank tidak mau bersaing dengan kripto Perusahaan kripto ingin jadi bank. Bank AS jelas menolak. Asosiasi Bankir Amerika meminta OCC……<\/p>\n","protected":false},"author":1,"featured_media":640,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[160,36],"class_list":["post-641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-berita","tag-bank","tag-regulasi"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/id\/wp-content\/uploads\/sites\/22\/2025\/07\/bankinglicense.webp","_links":{"self":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts\/641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/comments?post=641"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/posts\/641\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/media\/640"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/media?parent=641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/categories?post=641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/id\/wp-json\/wp\/v2\/tags?post=641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}