{"id":1149,"date":"2026-02-18T21:03:07","date_gmt":"2026-02-18T21:03:07","guid":{"rendered":"https:\/\/365crypto.org\/tr\/2026\/02\/18\/ecbden-dijital-euro-hamlesi-2027de-pilot-basliyor\/"},"modified":"2026-02-18T21:03:07","modified_gmt":"2026-02-18T21:03:07","slug":"ecbden-dijital-euro-hamlesi-2027de-pilot-basliyor","status":"publish","type":"post","link":"https:\/\/365crypto.org\/tr\/2026\/02\/18\/ecbden-dijital-euro-hamlesi-2027de-pilot-basliyor\/","title":{"rendered":"ECB\u2019den Dijital Euro Hamlesi: 2027\u2019de Pilot Ba\u015fl\u0131yor"},"content":{"rendered":"<p>Avrupa Merkez Bankas\u0131, dijital euro projesinde yeni bir a\u015famaya ge\u00e7iyor. Hedef, 2027\u2019nin ikinci yar\u0131s\u0131nda 12 ay s\u00fcrecek bir pilot uygulama ba\u015flatmak.<\/p>\n<p>2026\u2019n\u0131n ilk \u00e7eyre\u011finde, Avrupa Birli\u011fi i\u00e7inde lisansl\u0131 \u00f6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131 se\u00e7ilmeye ba\u015flanacak. Bu kurumlar s\u0131n\u0131rl\u0131 say\u0131da banka ve i\u015fletmeyle birlikte test s\u00fcrecine kat\u0131lacak.<\/p>\n<p>Pilot program\u0131n amac\u0131, dijital euronun ger\u00e7ek hayatta nas\u0131l \u00e7al\u0131\u015faca\u011f\u0131n\u0131 g\u00f6rmek. Hesap a\u00e7\u0131l\u0131\u015f\u0131, \u00f6deme mutabakat\u0131 ve likidite y\u00f6netimi gibi s\u00fcre\u00e7ler detayl\u0131 \u015fekilde incelenecek.<\/p>\n<p>ECB, bankalar\u0131n \u00f6deme sistemindeki merkez rol\u00fcn\u00fc korumak istiyor. Avrupa \u015fu anda Visa ve Mastercard gibi uluslararas\u0131 a\u011flara b\u00fcy\u00fck \u00f6l\u00e7\u00fcde ba\u011f\u0131ml\u0131. Dijital euro, Avrupa\u2019n\u0131n finansal egemenli\u011fini g\u00fc\u00e7lendirme ad\u0131m\u0131 olarak g\u00f6r\u00fcl\u00fcyor.<\/p>\n<p>\u00dccret yap\u0131s\u0131 da dikkat \u00e7ekiyor. \u0130\u015fletmeler i\u00e7in komisyonlar uluslararas\u0131 a\u011flardan daha d\u00fc\u015f\u00fck olacak, ancak yerel sistemlerden biraz daha y\u00fcksek kalacak. Ama\u00e7 rekabet dengesini korumak.<\/p>\n<p>Gerekli yasal d\u00fczenlemeler 2026\u2019da tamamlan\u0131rsa, dijital euronun 2029\u2019da daha geni\u015f \u00e7apta kullan\u0131ma sunulmas\u0131 m\u00fcmk\u00fcn olabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avrupa Merkez Bankas\u0131, dijital euro projesinde yeni bir a\u015famaya ge\u00e7iyor. Hedef, 2027\u2019nin ikinci yar\u0131s\u0131nda 12 ay s\u00fcrecek bir pilot uygulama&#8230;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1148,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1050,892,186],"class_list":["post-1149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haberler","tag-dijitaleuro","tag-ecb","tag-odemeler"],"jetpack_featured_media_url":"https:\/\/365crypto.org\/tr\/wp-content\/uploads\/sites\/23\/2026\/02\/ecb.webp","_links":{"self":[{"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/posts\/1149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/comments?post=1149"}],"version-history":[{"count":0,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/posts\/1149\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/media\/1148"}],"wp:attachment":[{"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/media?parent=1149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/categories?post=1149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/365crypto.org\/tr\/wp-json\/wp\/v2\/tags?post=1149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}