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Crypto fund managers are stuck at a crossroads. Europe has MiCA. The UK has ambition. Each path has its perks—and its quirks.
The EU’s MiCA: Rules and Reach
MiCA is the EU’s golden rulebook for crypto. It applies to all 27 countries. The best part? Passporting. Once you’re licensed in one EU country, you can operate in all. No more repeating paperwork for every single country.
MiCA helps crypto businesses scale faster and cheaper. Before, expanding meant tons of money and months of waiting. Now, one license unlocks the whole EU.
The UK’s Crypto Vision: Flexible and Fast
Post-Brexit, the UK went its own way. Instead of MiCA, it built something more… agile. With its “Plan for Change,” it aims to blend crypto into old-school finance.
The UK wants proper laws—not just tips—to protect users. It’s cooking up rules for transparency, clear service terms, and risk warnings. They even want to co-build a crypto sandbox with the US.
Fund Managers: Which Way Now?
For crypto funds, this choice isn’t just legal—it’s strategic. EU funds get stable rules and a clear license path. That’s a win for institutional investors.
Luxembourg might be the EU’s golden child for fund setups. It’s already big in finance and supports crypto.
But the UK? It’s a playground for crypto rebels. Its loose rules and innovation labs are perfect for fintech adventurers.
Two Roads, One Future
The UK is betting on blending old finance with fresh crypto. The EU wants clean rules to attract serious players. Both aim to shape the digital asset future. And maybe—just maybe—they’ll end up working together.
