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PayPal Now Lets US Stores Accept Crypto from 650M Users

PayPal has launched a new tool called Pay with Crypto, allowing U.S. merchants to accept over 100 crypto assets.

That means stores can now get paid in Bitcoin, Ethereum, XRP, USDT, and more—with instant conversion into dollars or stablecoins.

The goal? Break down the barriers that slow down global business.

90% Cheaper Fees
PayPal says this system cuts international transaction fees by up to 90%. That’s a massive cost saver for global sellers.

Instead of high credit card charges, businesses pay just 0.99% per transaction (until July 31, 2026).

From Guatemala to Oklahoma City
CEO Alex Chriss says merchants of all sizes can now sell to anyone, anywhere.

For example, a buyer in Guatemala can purchase a gift from Oklahoma using crypto.
The merchant gets paid instantly. They can even earn 4% if they hold the funds as PYUSD on PayPal.

📝 PYUSD is PayPal’s own stablecoin pegged to the US dollar.

Crypto Wallets, Meet PayPal
This new system works with Coinbase, MetaMask, Binance, Kraken, Phantom, Exodus, and more.

Supported cryptos include BTC, ETH, XRP, USDT, BNB, SOL, USDC, and others.

The $3 Trillion Market
With over 650 million crypto users worldwide, PayPal wants to give every business a piece of the $3 trillion crypto economy.

Chriss says:

“We’re not just cutting costs—we’re opening the door to global growth.”

What do you think?

Written by 365Crypto

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