365Crypto
Younger Americans are growing confident in crypto, while older generations remain loyal to banks.
A new OKX survey highlights a clear trust gap that could shape future financial markets.
The divide is not subtle, and it reflects how different generations view money, risk, and control.
Trust depends on age
Gen Z and Millennials show strong trust in crypto platforms.
About four in ten rate their confidence at seven or higher out of ten.
Boomers lag far behind, with fewer than one in ten sharing that level of trust.
Confidence keeps rising for younger users
Trust among younger groups increased compared to early 2025.
Many plan to trade more crypto through 2026.
Boomers mostly report no change in opinion and limited interest in crypto activity.
Why trust looks different
Older investors prefer regulation and institutional approval¹.
Younger users value transparency and direct ownership².
This clash shapes how each group sees crypto’s role in finance.
The wealth transfer factor
Boomers control more than half of US household wealth.
As assets move to younger heirs, some capital may flow into crypto markets.
Even small reallocations could create big waves.
¹ Regulation: government rules for financial safety
² Direct ownership: users control assets without intermediaries
